Terms

1. OVERVIEW

2. LICENSED ACCESS AND PLAN LIMITS

Ask Keith is offered through an annual, non-transferable license. By purchasing, you are granted access for one (1) year from the activation date. Access automatically renews annually unless canceled prior to renewal. We will provide advance notification at least 30 days before your subscription renewal date to comply with international transparency standards.

Plans and Usage Limits (subject to change):

• Standard Plan ($595/year): Up to 300 total questions per year, maximum of 25 questions per month.
• Pro Plan ($995/year): Up to 900 total questions per year, maximum of 75 questions per month.

Unused questions do not roll over. Monthly limits reset on the first of each calendar month. Question limits are enforced automatically.

3. NO PROFESSIONAL ADVICE

Ask Keith provides general business insights, strategic thinking frameworks, and AI-generated responses. It does not provide legal, financial, tax, medical, or investment advice.

You agree not to rely on any output as a substitute for professional counsel. You are solely responsible for any decisions made based on responses generated by the Service.

4. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law:

• We are not liable for indirect, incidental, consequential, or punitive damages.
• Our total liability shall not exceed the total fees you paid to us in the twelve (12) months prior to the claim.

5. INTELLECTUAL PROPERTY

Violation may result in immediate termination. We reserve the right to audit or monitor usage to ensure compliance with these Terms. Any evidence of non-compliance or unauthorized use may result in immediate termination of access.

6. SUBSCRIPTIONS, BILLING, AND RENEWAL

By purchasing, you authorize recurring charges to your payment method on file. We reserve the right to adjust pricing, features, or plan limits with at least 30 days advance notice. Continued use after such adjustments constitutes acceptance.

Submitting a chargeback for a valid purchase violates these Terms. We reserve the right to revoke access, deny future purchases, and present Terms, access logs, and usage history as evidence in dispute proceedings.

7. USER CONDUCT

You agree not to:

• Share login access with others or use multiple identities;
• Scrape, automate, extract, or replicate platform content or responses;
• Engage in any conduct that disrupts or harms the Service.

8. TERMINATION FOR BREACH OF ANY AGREEMENT

If you breach these Terms or violate the terms of any other Company agreement—such as those related to virtual training, live events, or coaching—we may immediately, and without prior notice:

• Cancel your Ask Keith license and access;
• Revoke participation in future offerings;
• Deny all future purchases or services;
• Do so without refund.

9. INDEMNIFICATION

You agree to indemnify and hold harmless KJC Investments Inc. DBA Keys to The Vault and its affiliates from any claims, liabilities, losses, or expenses (including attorneys' fees) arising from

• Your use of the Service;
• Your violation of these Terms;
• Any claims based on your reliance on Ask Keith outputs. Your indemnification obligations apply regardless of whether the claim results in liability or not, provided the claim arises from circumstances related to your use of or reliance on the Service.

10. SERVICE ACCESS, MODIFICATION, AND PRIVACY COMPLIANCE

We may modify, suspend, or discontinue the Service at any time. Feature updates, model upgrades, or service interruptions may occur without notice. No compensation will be issued for downtime. We provide no guarantee of service availability, uptime, or uninterrupted access, and no service-level agreement (SLA) is implied or provided.

We comply with applicable international privacy regulations, including but not limited to the General Data Protection Regulation (GDPR), to protect the privacy and data of our global user base.

11. NO GUARANTEE OF RESULTS

Ask Keith is powered by AI and may generate outputs that are inaccurate or misleading. You understand:

• There is no guarantee of correctness, completeness, or results;
• You should independently verify important decisions;
• The Service is provided “as is” with no warranties of any kind.

12. DISPUTE RESOLUTION & LIMITATION OF CLAIMS

All disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association. All users, including those outside the United States, agree to binding arbitration with jurisdiction and venue exclusively in Travis County, Texas.

You agree that:

• You may only recover direct damages not exceeding the amount paid in the past twelve (12) months;
• You waive rights to punitive, incidental, or special damages, to the extent permitted by applicable law;
• You may not seek injunctive relief;
• You waive class action and jury trial rights.

The prevailing party in any arbitration or litigation shall be entitled to recover reasonable attorney's fees and related costs incurred.

This section survives termination.

13. NO PARTNERSHIP OR AGENCY

Your use of the Service does not create any partnership, agency, or employment relationship between you and the Company.

14. CHANGES TO TERMS

We may update these Terms at any time. You will be notified of material changes via email, your account dashboard, or other prominent notice through the Service in accordance with applicable transparency laws. Continued use after updates constitutes acceptance.

15. SURVIVAL

The following sections survive termination: 3, 4, 5, 6, 7, 8, 9, 11, 12, 13, and 15.

16. CONTACT